Other Information Archives - The Points Analyst

The Basics: An Introduction To Point Transfers

There are two sides to the points and miles coin: earning and redeeming. In a similar fashion, there are two types of earning and redeeming options: co-branded and branded. With co-branded travel rewards, the limit for both earning and redeeming opportunities is to a single brand (i.e. Hilton, Marriott, Delta, Southwest, etc.). You can only use your points and miles …

The Basics: An Introduction To Credit Card Application Rules

Does a credit score over 800 grant automatic approval on a credit card application? Unfortunately, and frustratingly, the answer is no. While your credit score is one of the most important factors on a credit card application, a bank considers many other factors as well before approval. Increasing the level of confusion, is how each bank has a unique set …