Blog >> Wells Fargo Rewards Transfer Partners: A Complete Guide
By Kevin Zanes / May 13, 2025
If you are looking to turn everyday spending into unforgettable travel, Wells Fargo Rewards may be your next big opportunity.
While often overlooked, this flexible rewards program has recently added a game-changing feature – the ability to transfer points to airline and hotel partners.
Wells Fargo Rewards lets you earn points on a wide range of purchases, especially if you hold cards like the Wells Fargo Autograph Journey℠ Card or Wells Fargo Autograph® Card.
With no annual fee for entry-level cards and strong earning potential across travel, dining, gas, and streaming categories, it is now a serious contender in the world of travel rewards.
What sets Wells Fargo apart is its new transfer partner program. Instead of locking you into a fixed-value redemption, you can now transfer points to top airline and hotel loyalty programs.
That means more flexibility, better value, and the chance to unlock premium flights and luxury stays for far fewer points than cash bookings.
If you want to stretch every point and elevate your travel experiences, understanding how Wells Fargo Rewards transfer partners work is the key.
This guide will show you how to make the most of your rewards, which partners to focus on, and the smartest ways to use your points.
What Is A Transfer Partner?
A transfer partner is an airline or hotel loyalty program that lets you move points from the rewards system of your credit card into their program.
Instead of redeeming points for cash back, you can transfer them to a partner program, like Air France-KLM Flying Blue, Avianca lifemiles, British Airways Executive Club (Avios), or Choice Privileges, and then use those points for flights, hotel stays, or other travel perks.
The main benefit?
More flexibility and potentially better value.
Transfer partners often offer redemption rates that far exceed the value you would get by booking travel through a travel portal.
By transferring points, you can access award charts, promotions, and exclusive deals from these programs, sometimes resulting in luxurious Business Class flights or high-end hotel stays for fewer points than expected.
Wells Fargo Rewards Transfer Partners
Wells Fargo has partnered with several well-known airlines and hotels, making it easier for you to find a program that matches your travel plans.
Points typically transfer at a 1:1 ratio, meaning for every Wells Fargo Rewards point you transfer, you get one point in the airline or hotel program. However, there are some notable exceptions.
Here is the current list of Wells Fargo Rewards transfer partners:
Airline Partners
- Aer Lingus AerClub (1:1 ratio)
- Air France-KLM Flying Blue (1:1 ratio)
- Avianca lifemiles (1:1 ratio)
- British Airways Executive Club (1:1 ratio)
- Iberia Plus (1:1 ratio)
- Virgin Atlantic Flying Club (1:1 ratio)
Hotel Partners
- Choice Privileges (1:2 ratio)
Note: You must transfer points in 1,000 point increments and there is a 1,000 point minimum transfer threshold.
Whether you are looking to book a luxurious hotel stay or snag a hard-to-find award flight, the list of transfer partners with Wells Fargo provides plenty of opportunities to use your points strategically to maximize value.
How Long Do Wells Fargo Rewards Transfers Take
Transfer times vary depending on the partner, but most transfers are relatively quick. Here is a general guide on how long you can expect each transfer to take:
- Airline Instant Transfers: Aer Lingus, Air France-KLM, Avianca, British Airways, Iberia, and Virgin Atlantic
- Hotel Instant Transfers: Choice
Note: Wells Fargo Rewards are – relatively – new to the world of travel transfer partners, and the program is still evolving. Because of this, transfer times and point processing speeds have not yet been widely reported. If you are planning a time-sensitive booking, it is a good idea to allow extra time for the transfer to complete or have a backup plan in place. As the program matures, we expect more data to become available on transfer reliability and speed.
Key Things To Watch Out For When Transferring Points
Before you jump into transferring your Wells Fargo Rewards to a travel partner, there are a few important things to keep in mind.
While transferring points can offer incredible value, there are potential pitfalls that could reduce the benefit of your hard-earned rewards.
To make sure you are getting the most out of your points and avoid any costly mistakes, here are some key factors to watch out for during the transfer process:
- Transfers Are One-Way. Once you transfer your Wells Fargo Rewards to a travel partner, the transaction is final and cannot be reversed, so be sure of your decision before completing the transfer.
- Bank And Loyalty Account Names Must Match. Make sure the name on your Wells Fargo Rewards account matches the name on your loyalty program account, as any discrepancies could cause delays or prevent the transfer from going through.
- Transfers To A New Loyalty Account May Take Longer. If you have just opened a new loyalty account with an airline or hotel, transfers may take longer to process, so plan ahead to avoid delays in booking your rewards travel.
- Multiple Transfers May Increase Transfer Time. If you make multiple transfer requests to the same loyalty account within a short time frame, the processing may slow down, so it is best to avoid rapid consecutive transfers.
- Transfer Times May Vary. Transfer times can vary, even when sending points to the same loyalty account, so it is a good idea to allow extra time (when possible) in case your points do not appear immediately.
How To Earn Wells Fargo Rewards
You can earn Wells Fargo Rewards by spending in key bonus categories, through welcome offers, special promotions, and referrals with various credit cards such as:
Final Thoughts
Wells Fargo Rewards transfer partners are opening the door to exciting new travel opportunities for everyday cardholders. With the ability to move points to top airline and hotel programs, you can now turn daily purchases into high-value travel experiences.
By using the growing list of Wells Fargo Rewards transfer partners, you can stretch your points much further than with fixed-value redemptions.
From a Business Class flight to Europe to a beachfront hotel stay, these rewards can help you travel better – without spending more out of pocket.
To get the most out of your Wells Fargo Rewards, take time to learn the transfer process, stay updated on new partners, and plan redemptions around award availability.
A little strategy can make a big difference.
If you still have questions after reading this guide, we invite you to join our Free Community. There, experienced travelers share real-world tips, strategies, and success stories to help you get the most from programs like Wells Fargo Rewards.
Join For Free Now and start planning your next trip with confidence.
